HDB and private resale advisory
From pricing your current home realistically to reading the market for your next one. We look at recent transactions in your block or development, not general trends, so the numbers reflect your actual situation.
start here
A calmer way to think through your next home in Singapore.
“Property conversations without the pressure.”
I’m Lilian. I help homeowners in their thirties, forties, fifties and beyond decide what to do next, at their own pace. No hard sell. Just the process explained plainly, and a patient ear when you need one.
a calmer method
Housing decisions shouldn’t feel like a sales floor.
Most people I meet aren’t looking to be closed. They’re trying to understand what a move actually costs, what the timing looks like, and whether it’s the right season of life to do it at all.
So we start with the questions, not the listings. We walk through CPF, loans, timelines, and the specific rules that apply to your flat or your next-stage plan. When the numbers make sense, so does the decision.
If a chat clarifies things and you decide to wait a year, that’s a good outcome. If it clarifies things and you’re ready to move, I’ll help you do that carefully.
how i can help
Five ways I usually work with homeowners.
Some conversations are a single sit-down. Others become a longer partnership across a full transition. Both are welcome.
Upgrading and right-sizing guidance
Moving from an HDB to a private property, or scaling down for retirement, involves more moving parts than most guides admit. We map out the sequence, the CPF implications, and the safe timing windows before you commit to anything.
Housing transition planning
Life changes ahead of property decisions: a new child, adult kids leaving home, a parent moving in, a career pivot. We plan the housing to fit the life, not the other way around.
Property marketing strategy
Photography, listing craft, and channel choice tuned to your buyer, not a template.
Practical process education
CPF usage, loan eligibility, timeline sequencing, and Singapore-specific rules translated into plain English.
learn before you leap
A short library. Read one before we ever speak.
Three guides to start with, covering the questions I’m asked most often. More written pieces and short videos are on the way.
01
HDB upgrading to private property
When it makes sense, how the numbers really work, and the sequencing that keeps you safe from timing gaps.
Read the guide02
Right-sizing for retirement
Moving to a smaller, more manageable home without giving up the neighbourhood or the community you’ve built.
Read the guide03
Financial planning for your next home
CPF, home loans, TDSR, MSR, cash outlays, and the calendar that ties them all together.
Watch the videowhen you’re ready
How a chat works.
Three simple steps, on your terms. This is how every conversation begins, whether it turns into a decision this month or three years from now.
- 01
Reach out
Book a slot or send a WhatsApp. Tell me as much or as little as you like. There’s no form to fill out.
- 02
We talk it through
A relaxed conversation, in person, on a call, or over WhatsApp. We map your situation and answer your real questions.
- 03
You decide in your own time
No follow-up pressure. If you want to keep talking, I’m here. If the timing isn’t right, that’s a fine answer too.
from the people i work with
client stories — coming soon
I don’t publish testimonials I haven’t asked permission for. This space will fill up, in the clients’ own words, once they’ve had time to settle into their new homes.
on the record
recognitions — coming soon
Any recognitions or industry credentials worth sharing will appear here, with their sources cited. Nothing decorative.
about lilian
I’d rather be a good teacher than a busy salesperson.
I’m Lilian Chan, Senior Associate Director at PropNex Realty. Most of my days are spent explaining how Singapore property actually works to people who’ve been given confident advice from every direction and still feel unsure.
I work quietly. I don’t chase, I don’t upsell, and I don’t treat your timeline as a problem. The families I help are usually thinking three, five, sometimes ten years ahead, and they want a steady voice who’ll still be here when the decision is finally ready to be made.
If you’re considering a move, or just starting to wonder whether one might make sense, the door is open.
Senior Associate Director · PropNex Realty Pte Ltd · CEA Reg. No. R041647B
when you’re ready
Book a relaxed chat.
Pick a time that suits you. We’ll spend thirty to forty-five minutes on your questions, no agenda, no follow-up pressure.
No obligation. Just a conversation.
Message on WhatsApp instead
Lilian Chan · PropNex Realty Pte Ltd · CEA Reg. No. R041647B
[BOOKING WIDGET EMBED]
A Calendly-style scheduler will live here. Lilian will connect her calendar so you can book a slot directly.